Product Summary
What is dayinsure for brokers?
We are dayinsure.com, an insurance intermediary authorised and regulated by the FSA, registration number 304010.
We are making our short-term insurance products available to UK insurance brokers on a wholesale basis.
How can we access dayinsure for brokers?
Once you have registered with us, we will provide you with a link to the broker-version of our site.
This site can be accessed either by your own staff or by your customers.
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Will we earn commission if customers access the site via a link on our website?
Yes, your commission earnings are the same whether the site is accessed by your staff or your customers.
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How is the premium collected?
This is an online-only service, and payment is by credit card via our secure site.
This applies to all bookings, including any carried out by your staff on behalf of customers.
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Who are your underwriters?
Our policies are underwritten by Aviva and Chaucer. Breakdown is provided by Mondial Assistance and RAC. ULR is provided by RAC.
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What cover do you provide?
All our policies are comprehensive and provide SD&P and full business use (excluding hire & reward)
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What vehicles are eligible?
We can insure cars, vans, bikes, classic/cherished cars, and motorhomes. Please see our full T&Cs below for a detailed list of acceptable vehicles in each category.
The key criteria are :
The vehicle:
- Must be registered in the UK
- Must have a value of less than £75k (cars and vans), £20k (bikes), £50k (motorhomes) or £25k (classics)
- Must be less than 15 years old – or less than 10 years old for certain risks
- Our definition of Classic/Cherished cars is vehicles first registered between 1950 – 1981
- Must not have more than 8 seats
- Must not be a grey import
- Must not be hired or rented (apart from Motorhomes, were we can cover hired or rented vehicles)
- Must not be used in hazardous locations or to carry hazardous goods
- Must not be modified (factory fitted optional extras ARE acceptable)
- Must not be used to carry pillion passengers (bikes)
- For motorhomes : must have a GVW of 3.5 tonnes or less, must be 3000cc or less, must not have been manufactured in the US
- Must not be in a police compound
- Must not be a jetski or a quadbike or a tractor
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What drivers will you insure?
The driver:
- Must be aged over 25 (bikes, motorhomes, classics) and under 75
- Must be aged over 21 (cars and vans) – over 25 for certain risks – and under 75
- Must have been a UK resident for at least 12 months (bikes)
- Must have held a full valid UK or EU issued driving licence for at least 12 months (cars, vans, classics, motorhomes) or a full UK or EU motorcycle licence for at least 3 years for bikes
- Must have no more than 8 penalty points (cars, vans, motorhomes, classics) or no more than 6 penalty points for bikes
- Must have had no more than 2 fault claims in any 3 year period (all vehicles)
- Must have had no driving offences in the last 3 years and no criminal convictions in the last 5 years
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